Junior Credit Manager (Automotive) - Staff Solutions
Gqeberha / Port Elizabeth, Eastern Cape 3 months ago Permanent Salary - Market Related
Junior Credit Manager (Automotive)
Staff Solutions
Gqeberha / Port Elizabeth, Eastern Cape
Date Created : 3 months ago
Job Type : Permanent
Salary : Market Related
- Classifying commercial vehicle dealers based on business scale and risk status.
- Implementing tailored marketing strategies.
- Identifying and mitigating customer risks during contract signings or visits.
- Conducting prompt asset preservation activities for overdue loans.
- Analyzing financial reports of corporate customers and assessing repayment ability, profitability, and operational capability.
- Identifying potential risks in commercial vehicle customers' operation industries.
- Conducting detailed credit analysis covering financial, operational, collateral, shareholder, and industry aspects.
- Preparing credit papers for client facility adjustments and covenant breaches.
- Presenting requests to the board and Group credit committees.
- Engaging continuously with clients for monitoring, identifying credit stress, and assisting in recoveries while ensuring compliance and collaborating with stakeholders to manage credit risk effectively.
- Ensure compliance with rules and regulations of commercial vehicle retail business.
- Stay updated on national macroeconomic and financial environments and trends in the automotive financial industry.
- Familiarity with the Group's commercial vehicle products, local network layout, and operational model of commercial vehicle dealers and fleets.
- NCA certification advantageous
- Bachelor of Commerce degree in Finance, Accounting (Mandatory)
- 3+ years of lending or credit experience required
- Sound credit analysis experience required
- Commercial legal knowledge preferred
- Proficiency in Microsoft Word, Excel, PowerPoint, and other common office software.
By applying to a job using RecruitmentPartner, you are agreeing to comply with and be subject to RecruitmentPartner Terms for use of our website.
By applying to a job using RecruitmentPartner, you are agreeing to comply with and be subject to RecruitmentPartner Terms for use of our website.